Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &. Es ist unter Umständen nicht möglich, Vermögenswerte von Go & Grow sofort zu liquidieren oder Geld sofort abzuheben. In diesem Fall werden wir.
„Invest & Access“ von Mintos vs. Bondora „Go & Grow“Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &.
Bondora Vs Mintos How safe is Mintos? Risks to be aware of when investing Video1.000€ Experiment - Mintos Invest \u0026 Access vs. Bondora Go \u0026 Grow 10/13/ · Mintos Vs Bondora Vs IUVO Vs Estateguru [comparison] Posted on 13/10/ 23/11/ by Sal from Revenue Land. 13 Oct. Today I try to describe the differences between Mintos, Bondora, IUVO and Estateguru. I will try to define which is for me the best peer to peer lending tool among the four, not only Mintos Vs. Bondora. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. 4/10/ · Bondora vs. Mintos. Secure premium and starting credit. What is Bondora and how does a P2P investment work? The P2P platform Bondora was founded in Estonia in Like the canton of Zug stands for crypto, the Baltic States stand for innovative P2P platforms. The legislation there attracted many specialists and Bondora has developed into one. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. November 14, Choosing between Mintos and Bondora can be a difficult decision. That’s why we’ve collected the most essential information and data to help you select the right platform between these two. But if you’re busy and just want the answer to the question “ which is better, Mintos or Bondora “, then Mintos is probably the better choice. Die Entwicklung bei Mintos sehe ich nicht sehr positiv, weshalb ich dort auch € abgezogen haben. #bondora #mintos #p2p # peer2peer #cashflowstrategie Meine Konten & Depots. Mintos Invest & Access vs. Bondora Go & Grow after 3 Months | € Experiment - Duration: P2P Investing Europe 4, views. RECENSIONE MINTOS 📈 Investire nel P2P Lending. Bondora: Direct (peer-to-peer) Mintos: Marketplace (peer-to-business) Originator Types; Bondora: Peers Mintos: Loan Originators Investing Into; Bondora: Consumers Mintos: Consumers Average Net Return; Bondora: % Mintos: % Total Loans Funded; Bondora: m EUR Mintos: 6b EUR Investors; Bondora: k. This is my main concern with Mintos at the moment. It will always invest in this product Bet365 Gutschein investing in your autoinvest strategies. Thank you. If cryptocurrencies are 1 in safe, stocks are 4, bonds are 8, then I would say a Sign up for my newsletter - Alle Casino Spiele spam, I promise! All my investments are automatically executed by Mintos. Yes, I agree they are trying to expand into new business areas. There is a lot of discussion going Bondora Vs Mintos on forums since Mintos is one of the most popular P2P ever. So far we Lottozahlen 21.11.18 happy, but we are sticking with a moderate investment. Mintos changed its policy on November 18,for all Online Casino Mit Wild Swarm. Are you in search of a Mintos promo code Here is the right page for people ready to FuГџball Wm Der Damen where I explain the difference between Promo code and Referral link. Bondora has been prepared for crises:. In return, you will receive Interest which will be promptly distributed by Bondora. Beide P2P Plattformen Buying Lottery Tickets Online durch eine perfekt konzipierte Struktur. Auxmoney Bondora und Auxmoney. Mintos Not available. Founded inthe platform has seen massive growth for all sorts of private loans. Doch welche Plattform ist die bessere: Bondora oder Mintos? In diesem Beitrag möchte ich die Vor- und Nachteile beider Plattformen beleuchten. Es ist unter Umständen nicht möglich, Vermögenswerte von Go & Grow sofort zu liquidieren oder Geld sofort abzuheben. In diesem Fall werden wir. Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld.
My loans are well-diversified across different loan originators, loan terms and interest rates. My current loans have an average weighted interest rate of This shows that future returns will be slightly lower.
I prefer to set and forget my investments. All my investments are automatically executed by Mintos. I only invest in platforms with autoinvest functionality.
Autoinvest enables me to invest in loans according to specific criteria automatically. Autoinvest on Mintos gives you the option to rank different autoinvest strategies.
This means that the system will execute orders on your highest prioritized autoinvest strategy before moving on.
I use this prioritization to invest in high-interest loans before low-interest loans. Lately, it has been difficult to get high-interest rate loans.
Thus, I have increased the maximum investment amount per loan for all strategies. For each loan originator, you have the option to set even more settings.
Once you have activated your autoinvest strategy it quickly fulfills the orders. Make sure to initially put a cap on the portfolio size of your strategies to check whether you have set them up correctly.
Once an order is locked, there are no cancellations except if you sell the loan on the secondary marketplace. You cannot automatically include new loan originators or countries as they are added to the platform.
I log on the platform once a month and tick off the new loan originators in my different autoinvest strategies to include as many as possible.
The secondary marketplace has a lot of loans available and most often some quite lucrative ones. Many people try to sell their loans at a premium in the marketplace, so make sure you catch the good deals.
Last year, Mintos launched autoinvest on the secondary marketplace. This has turned out to be a good idea. I invest in the secondary marketplace because interest rates on the primary marketplace have decreased over time.
I plan to sustain higher average interest rates doing this. I use nearly the same autoinvest settings as in the primary marketplace.
YTM calculations include the following assumptions: 1 investment in the loan is made at the quoted price, i.
YTM is comparable to the nominal interest rate of loan; 4 late loan payments are expected to be received the next day.
I know that the secondary marketplace is increasing in popularity. More than 15, loans are sold each day on the Mintos secondary marketplace.
More than 24, investors buy loans in the secondary marketplace, so it is a popular choice. Finally, you should be aware that you pay secondary market transaction costs straight away e.
This means you then take over the loan to get the interest and principal payments over time. Borrower default is one of the risks associated with investing in P2P lending.
How does the buyback guarantee protect you from this? You decide to invest 10 EUR in a loan on Mintos.
The borrower cannot repay the 10 EUR. If you do not have a buyback guarantee you would have lost the investment. But, with a buyback guarantee, the loan originator issues a guarantee to repurchase the loan.
This happens when the payment is delayed by more than 60 days. The loan is bought back from the investor with the value of the outstanding principal — including accrued interest income.
This means you still get the expected return up until that date and can re-invest the money into a new loan.
I like this concept as it shifts risk from you to the loan originator. It will always invest in this product before investing in your autoinvest strategies.
The strategy is set up to be fully diversified across the marketplace. First, you can always withdraw your money under normal market conditions.
I tested out the product for EUR, and my conclusion is clear. The returns are simply not as good as when I autoinvest myself. Investing in financial assets always comes at a risk.
First, you need to secure your account. Remember to activate two-factor authentication to keep other people from accessing your account.
There are in general six risks when you should aware of when investing in Mintos:. However, I believe it is important you are aware of the potential risks if you decide to invest.
In general, for all assets, you should not invest if you cannot afford to lose your investments. On Mintos, I would always recommend diversifying your investments across many loan originators.
You should also use Mintos Ratings to get a credit rating for each loan originator to lower your risk. So, now that you know there are risks associated with investing in Mintos, you should know about Mintos risk ratings.
Mintos risk ratings are a great tool to get some transparency on the risks you are facing investing in different loan originators. Mintos was the first P2P lending platform in Europe to introduce loan originator credit ratings.
I like this feature because it gives me much more transparency about my investments. It also allows me to deselect certain loan originators that carry too much risk.
I use the Mintos risk ratings to filter out the loan originators carrying the highest risk. Keep in mind that you need to update your autoinvest strategy if Mintos changes the rating of a loan originator.
If you previously had an autoinvest strategy that allowed B- investments, but not C investments, you should remove Rapido Finance from your autoinvest strategy.
You never know what your money is funding through the loans. It could be ultra-high interest loans to weak borrowers or unethical businesses.
However, on Mintos, you have the opportunity to set a limit on the borrower APR. Taxes can sometimes be postponed or optimized, a tax consultant can give you better information here if necessary.
Personally, I am almost happy about higher taxes, because this means that I earn more myself and can therefore give more back to society.
Many greetings! Exciting article - thanks for that. I'm currently trying to get my finances in order and to revise them, so I moved my 3a account from PostFinance to Viac, next is the postal account with a switch to neon.
At the moment, I only invest in a fund account - I still see potential here too. I will, but perhaps only when an end to the crisis is in sight, consider Bondora.
You can find my way on my brand-new blog planbesser. Viac and Neon have been great choices before. Bondora can be a great addition to your investments, but please always be aware of the risk before investing.
No matter if stocks, commodities, P2P or whatever, please spread your risk. Your blog looks exciting and I wish you success for the project!
Your About page is unfortunately still empty, the personal touch would be very interesting. Save my name, email, and website in this browser for the next time I comment.
Skip to content. Bondora experience report Review after 3 years of P2P investments. What awaits you. What is Bondora and how does a P2P investment work?
Advantages of Bondora. Negative Bondora experience? How Bondora is dealing with the Corona crisis. Portfolio Pro. Bondora vs.
Secure premium and starting credit. Diversification: 1. Bondora spreads your investment across many loans. This reduces your risk.
Bondora is digital and fully automated. This makes it easy for investors and ensures functionality at all times. Established Founded in the financial crisis of and also in Corona times there are no delays or problems so far.
How exactly Bondora is dealing with the crisis you can find out in the video below. No German hotline: Bondora is trying to serve more and more languages and German is at the forefront.
The platform is of course accessible in German, but the customer hotline is not yet. But we have never needed it in 3 years. At Mintos you can see many details about every single loan.
We don't care about that, because we give out a maximum of a few Euros per loan and therefore we are not interested in where the borrower comes from and what he does with the few Euros as long as he pays back.
But the platforms take care of the demand for repayment. There's this quote by Warren Buffett: "You can't see who swam without their bathing suit until the water is out of the pool.
Bondora Estonia. Call money function. Test winner. Mintos Latvia. No call money Function. Conclusion Bondora offers very innovative investment opportunities that are second to none.
Should you decide to take it, please do as Warren Buffett says: "Don't test how deep the water is with both feet. Time is money. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben.
Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. Beide Plattformen werden höchsten Ansprüchen gerecht und können jedem Privatanleger wärmsten ans Herz gelegt werden.
Anzahl Bewertungen: 4. Bisher keine Bewertungen! Sei der Erste, der diesen Beitrag bewertet. Bondora und Auxmoney.
Der Finanzmarkt ist seit jeher ein sehr lebendiger und wandlungsfähiger Schauplatz. Immer rücken neue Anlageinstrumente…. P2P Kredite biete Investoren eine stattliche jährliche Rendite, die sogar bis in den zweistelligen Bereich….
Bondora hat schon ewig einen Zweitmarkt. Vermutlich hast Du ihn bei Dir einfach nicht freigeschaltet, weil Du nicht weisst wie das geht?
Testest Du die Plattformen eigentlich selbst bevor Du Artikel schreibst??? Sieht für mich irgendwie alles schnell runtergeschrieben aus, oder gar copy und paste.
Du musst angemeldet sein, um einen Kommentar abzugeben. Zum Inhalt springen. Über Letzte Artikel. Depotstudent Dominik.
Hi, ich bin Dominik — Gründer dieses Blogs! Gemeinsam mit einem kleinen aber feinen Team aus Finanzjournalisten, Vermögensverwaltern und Börsenexperten stelle ich Dir die besten Inhalte rund um die Themen Finanzen und Geldanlage bereit.
Letzte Artikel von Depotstudent Dominik Alle anzeigen. Dezember Wie hilfreich war dieser Beitrag? Klicke auf die Sterne um zu bewerten!
By using Mintos we sign an agreement with borrowers or lenders. Mintos is the middleman who earns from the spread between the interest rate.
Mintos has nothing to do with …Mentos and even less with…Pepsi. Skillion Ventures is the Venture Capital group behind the growth of Mintos. Mintos is a company registered in Latvia since I searched the registry and here is what I found out:.
Mintos is regularly publishing its financial results on the investor relations page. If you like numbers and charts the last report is available to download here.
The lenders on Mintos are the ones who are obliged to buy back my loans as soon as any payment is delayed more than 60 days.
How safe is Mintos buyback? I had my loans smoothly bought back a thousand times, so I can say: Mintos Buyback works.
What I like to be careful about is the reliability of the lender. It is the one who is entitled to refund my money when borrowers slow down their payments.
Most lenders on Mintos are big, established and transparent. I like to be always on the safe side, so I avoid the smallest, the newest and the less transparent lenders.
Too many choices, filters, jargon. It approximately works like this: I auto-invest on loans that are about to be bought back.
Here I make sure to buy some late loans from certain lenders. It worked well in the past, giving a little boost to my performance.
Not losing money is my priority when investing. This is why I set up this portfolio with the aim to resist to an economic slowdown and possibly to avoid major issues in the future.
Some zero-point-something extra yield may not be making that huge difference, and safer is always better. See Mintos with your own eyes. In truth, now I am the kind of investor …I would have liked to speak to before starting myself with Mintos.
Who the hell is RevenueLand? As I said, my point of view about Mintos is built around my active use of all of its features over time.
I really put my heart in writing this. This is not some computer-generated content. If you feel this is useful to you, say thank you now by sharing it!
This way is easy to check if the team has a background in the field required. In this team picture men outnumber women.
In Latvia Women outnumber men source: UN. This is Mintos on Crunchbase. And here is the official profile of Mintos on Linkedin.
BTW, Mintos is hiring! This is the official email to apply: HR at Mintos. Of course, it has nothing to do with the famous Mentos scotch mints and their explosions, either.
Mintos ratings on this consumers reviews website are really good but, should we trust it? To be honest I believe having good ratings on this website is absolutely a good sign but, beware of who is writing.
The average reviewer might not be an expert when it comes to complex tools like this, or simply his opinion comes too early to say if he is a happy user or not because P2P lending is a long term stuff.
There are a few Mintos bad reviews, so I went straight to read the worst Mintos reviews! Here is the last one:.
Since I know cashback codes may not work, I prepared a list of updated P2P bonus my readers can use or save. Other complaints are mostly from UK residents that lately have been prevented to add funds to their Mintos account.
The average Mintos review is undoubtedly good. This is for many reasons, and one is that Mintos is simply performing as a good tool, no bad surprises, and authors are happy with it.
There are so many discussions on forums about Mintos that you could spend two days on it and understand nothing.
Everybody is different and the perception of the risk id tolerated in different ways. Only some specialized P2P forum have contributors that have been long time investors on Mintos and can talk.
All the rest is noise. Mintos is definitely well known on forums. There is a lot of discussion going on on forums since Mintos is one of the most popular P2P ever.
Beware of who is writing before taking any decision about your finances, since anyone can contribute to financial forums. Specialized forums are usually much more reliable compared to general forums.
Mintos is famous on P2P forums also among the most experienced investors who want to bring frequent changes in their portfolios.
I tried, it works. In the Invest and Access there are loans, so nothing changes, this is P2P investing. Yes, money is invested and accessible at the same time.
I have performed some tests on Invest and Access to see if the money was instantly available. Invest and Access test result:.
I setup an invest and access portfolio in addition to my custom strategies. There is NO conflict between portfolios strategies, so I can have both.
Some time later I decided to cash in to see if it worked and if it was really that liquid. Yes, as promised, money was instantly available, but only current loans.
I have to write that, even though everything is beautiful now and the future looks bright, there is a bit of risk behind the investment and access strategy as well.
As I said, this is still P2P loans investing. Occasionally Mintos originators offer some incentives to invite investors to get more of their loans.
I think this is ok, but there is a hidden danger behind it. What if those loans country, duration, type are not fitting my strategy?
Will I buy it only because of the bonus?